When it comes to planning for the financial future of you and your family, how you choose to invest will depend entirely on your personal circumstances and what you want to achieve in the future. For example, if you’re investing for your retirement you will need to employ a different Investment Strategy than if you’re aiming for a shorter-term goal. With so many investment options and strategies available in the market place there are a multitude of products that could help you to achieve your medium and long-term objectives. We work with you to develop the most suitable investment strategies for you, to help ensure that your money is working as hard as possible to help you achieve your goals.
Our Independent Investment Committee provides expert investment oversight and due diligence. The committee works to the best of its ability to help ensure the asset allocation is appropriate to deliver the expected client outcomes.
Our proprietary allocation model is supported within the wider 'Insights and Analytics' team of 99 people, with a dedicated team of 8 people comprising of actuaries, financial economists, model architects and developers.
There are a number of different asset classes and sectors in which you can invest, each with their own levels of risk and reward. We help you decide which asset classes are best suited for you to help you meet your financial objectives.
Our two main ways of managing investment portfolios are via our Model proposition where clients invest into one of our model portfolios and our Bespoke proposition which covers clients with assets under management of more than £500,000.
We help you construct a portfolio that is personalised to you; one that matches your risk profile and aims to meet all of your financial objectives. Your portfolio is built using our strategic asset allocation model in line with your investment goals.
We offer a comprehensive ongoing investment service with options to suit individual requirements. Your tailored portfolio is monitored and managed by us on your behalf and sense-checked by our Independent Investment Committee.
• To provide expert investment oversight and due diligence
• To provide a clear structure to evidence the processes followed in making recommendations
• To review appropriateness of the long term Strategic Asset Allocation model
• To review recent performance of investment solutions vs expected client outcomes of the risk profiles
• To review current asset allocation of investment solutions vs strategic asset allocation and potential impacts on alignment with risk profiles
• To review any material actions implemented since the last quarterly report
• To identify potential issues or actions for future meetings.
The Strategic Asset Allocation is created specifically for the challenges of generating capital growth, and providing income. The SAA is reviewed by the Investment Committee to ensure long term adherence to the expected client outcomes. Short term, tactical considerations are not within the remit of the investment committee. We use stochastic modelling of robust capital markets assumptions to test that our Strategic Asset Allocations are appropriate to meet clients expectations of risk and return. The output of the stochastic modelling is scrutinised and optimised by the investment committee, taking into account issues such as liquidity, availability of asset classes and practical application within investment solutions. The capital market assumptions are updated quarterly and a report on any significant trends is submitted for review by the independent investment committee.
To bring to bear the greatest available resources of information and analytical talent in an effort to capitalise on the investment opportunities for an individual portfolio at an acceptable level of risk.
Through personal consultations with you, we develop a personal profile of your individual investment needs and objectives, time horizon, and attitude toward investing.
We develop a personalised strategic asset allocation policy based on your needs and objectives. This maximises your investment returns relative to your risk tolerance through the carefully diversified allocation of your portfolio.
Your asset allocation policy is implemented by investing in a well-diversified portfolio. Your accounts are managed via institutional money management framework, not normally accessible to an individual investor.
Your portfolio is monitored on an ongoing basis to ensure that it remains consistent with your agreed-upon asset allocation. If the value of investments in your portfolio changes enough to become inconsistent, it is rebalanced.
We will communicate with you on a regular basis and provide a comprehensive reporting package showing account level performance reports and statements providing details of your account.
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Mamucium Capital is authorised and regulated by the Financial Conduct Authority FRN 767090. Registered in England 10467410.
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