Our 'Manage' service is personal to you and ensures we keep your goals at the front of your financial plan. Because life is full of surprises and changes, we will meet with you regularly to review and update your financial plan, whilst discussing what forward planning strategies are required to ensure it adapts for you and your circumstances. A financial plan is a living document that anticipates and reflects the changes in your circumstances. As your aspirations evolve, your financial plan will need to develop to meet your new goals and lifestyle objectives.
Our comprehensive assessment of your current circumstances enables us to understand any changes that are needed to your financial plan, along with understanding of any recent life event and regulatory changes.
Access is granted to our ongoing centralised investment proposition and portfolios, which are constructed, monitored and reviewed by our independent investment committee and Hymans Roberts.
We use sophisticated modelling tools to try and maximise returns for a given level of risk. We seek better potential performance without the downside. We ensure that client portfolios are kept up to date.
We conduct rigorous due diligence annually on your investments. We research funds, products and platforms on an annual basis to ensure you are holding the most tax-efficient solutions that save you money.
Ongoing financial data modelling illustrates to clients their projected returns, costs, inflation, and their income needs today and into the future. This puts into perspective how plans are progressing and what changes are needed.
Emotions can be a great asset in life, but when it comes to investing, they may be a liability. Our Behavioural Coaching service helps overcome harmful emotions that can be harmful to your financial wellbeing.
With a long-term plan, it is our job to guide our clients to solutions that aim to fulfil their objectives and give them confidence in their futures. By assessing our clients’ risk profiles and financial goals on a regular basis, we can help our clients navigate risk and identify opportunities to build a clear plan that will help meet their current and future needs.
Keeping our clients’ investments on track is a key foundation of providing good outcomes. Once our advisers have established their clients’ risk profiles, they align the risk of portfolios to make sure they are in tune and stay on track over the months and years ahead to ensure that their goals are on track.
We help our clients avoid common mistakes, guiding them through times of fluctuating markets and help them to make the right decisions. Perhaps selecting a cost effective, efficient and reliable platform will add value and make portfolio management and tax planning easier – meeting our clients’ needs and making their financial lives simpler.
Tax can really erode savings and investments so checking that all applicable tax reliefs and allowances are used each year really boost savings and investments resulting in our clients’ money growing faster. There are many “tax traps” and complex allowances that our advisers understand and help our clients to navigate.
Our market leading Risk modelling and Profiling tools are used to help to maximise our clients’ returns for a given level of risk / risk tolerance, reducing their investment portfolio risk for a required return or maximising investment portfolio returns for a given risk that they understand and are comfortable with.
One of the most valuable aspects is having an adviser there when our client needs them most. During stressful times like divorce, death, business transition or investment market volatility, giving our clients confidence that their wishes are met, their loved ones protected, and / or their business is secured and even that the paperwork is under control!
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Bank Chambers, 14 Market Place, St Petersgate, South Manchester SK1 1AR
Call our team on 0330 1131003
Mamucium Capital is authorised and regulated by the Financial Conduct Authority FRN 767090. Registered in England 10467410. Search the FCA Register using our firm name or our above FRN reference number.
The guidance and or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted to customers in the UK.
If you wish to register a complaint, please write to email@example.com or telephone 0330 1131017.
A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at https://www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567.
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